If you’ve been watching the news about the potential federal government shutdown, you might be worried about what this means for your Social Security benefits. It’s a valid concern, especially if you depend on these payments to cover your essential expenses.
Here’s what you need to know.
Will Your Benefits Stop?
No. Social Security payments will continue during a government shutdown. If you currently receive benefits, your payments will arrive on time without any changes to your payment dates. This applies to retirement benefits, disability benefits (SSDI), and Supplemental Security Income (SSI).
The reason? Social Security is funded differently from other government programs. It runs on its own dedicated funding stream, which means it operates even when other parts of the government have to pause.
What Services Are Still Available?
While your payments won’t be affected, the Social Security Administration has made many services available online through your “my Social Security” account. You can:
- Request a replacement Social Security or Medicare card
- Access benefit verification letters
- Apply for benefits
- Check your application or appeal status
- Access your COLA notice (up to three weeks earlier than by mail if you sign up for digital notices)
- Change your address
- Set up or change direct deposit
- Print your 1099
- View your latest statement
- Review your earning history
How Does the Government Shutdown Affect Your Social Security?
While payments continue, there are some things to keep in mind:
Limited In-Person Services: Local Social Security offices remain open, but not all in-person services may be available. If you need to visit an office, it’s best to handle what you can online first or call ahead.
Potential Delays: If you’re in the middle of applying for benefits or appealing a decision, there could be delays in processing. Staff reductions during a shutdown can slow down the review process, which can be frustrating when you’re waiting for a decision that affects your livelihood.
Phone Wait Times: With reduced staffing, you might experience longer wait times when calling Social Security’s helpline.
What Should You Do?
First, don’t panic. Your benefits are secure. But if you’re waiting on a decision or need to file an appeal, it’s worth staying on top of your case. Check your application status online regularly, and keep copies of all documents you’ve submitted.
If you’re feeling overwhelmed by the process or worried about delays affecting your case, you don’t have to navigate this alone.
We’re Here to Help
At the Law Offices of Eric A. Shore, we know Social Security issues can feel overwhelming. If you need help applying for disability or appealing a denial, call us at 1-800-CANT-WORK or visit 1800cantwork.com. We’re here to listen, explain your options, and stand in your corner.
