Philadelphia Social Security Disability Lawyers Explain SSDI Benefits for Older Applicants
There are several advantages to applying for SSDI when you reach 50 that do not apply to younger applicants.
Applicants 50 and Over Are More Likely to be Approved
Social Security uses several steps to decide if an applicant meets the Social Security definition of disability. For applicants who do not have a disability that meets their list of impairments, Social Security uses the Medical Vocation Guidelines, which are also called “grids”. Age is one of the most important fact considered by the grid. Applicants under the age 50 are considered young and the grids generally directs finding of not disabled. However, beginning with the age of 50 the grid rules frequently direct a finding of disabled. The older one is the easier it is for the applicant to qualify for SSDI benefits. A big reason for the ease of qualifying is that as you get older, Social Security recognizes that it will be tougher to be retrained to do new work. The ability to be retrained is one of the factors Social Security reviews.
Benefits of Getting SSDI before Early Retirement
Early retirement payments are significantly lower than collecting full retirement benefits. However, if you are found eligible for SSDI then your Social Security benefits are not reduced.
Workers who are considering early retirement should instead consider applying for SSDI because there is a retroactive pay period. SSDI pays benefits up to 12 months before the application date if you were disabled during that 12 month period.
Workers who qualify for SSDI are entitled to a Medicare card after two full years of SSDI payments. For workers in their 50s or early 60s, an early Medicare card can save a lot of health costs.
Philadelphia Social Security Disability Lawyers Work for Workers 50 and Older
Philadelphia Social Security disability lawyers at the Law Offices of Eric A. Shore know how SSDI rules may make it easier for older applicants to qualify for SSDI benefits. Our nationwide Social Security Disability lawyers also understand that securing SSDI before a worker takes early Social Security retirement can have multiple benefits. If you are 50 or older and are injured or have a disability, call 1-800-CANT-WORK (1-800-226-8967) now for a free appointment or submit an online contact form. We have the experience and track record to help older Social Security Disability applicants.