Law Offices of Eric A. Shore

Principal

Find the Principal® form you need

While many of your 1800Cantwok account to-dos, such as updating your address or increasing your deferral rate, can be done online, some changes may need you to fill out a form and mail, email, or fax information to us. Use the list below for next steps and to find the form you need.

Account management

View account details online

Do you have a Principal log in? Great: Enter your username and password on the login page and view your dashboard.

Don’t have a Principal log in set up? It takes just a few steps.

  1. Go to principal.com. Click “Log in” in the upper right corner.
  2. Click “New user? Register here,” then “Individuals.”
  3. Enter your first name, last name, date of birth, phone number, and your ID number (either your social security number or a number provided by your employer) or zip code. (We will use the phone number to text or call you to verify your identity; see Step 5.)
  4. Click the box “I consent to doing business electronically.”
  5. If your phone number matches our records, you’ll receive a one-time code via text. If not, you’ll be asked to verify your identity by answering a few questions from a trusted third party.
  6. Create a username and password, and provide an email address. (We recommend using an email you’ll keep even if you change jobs.)
  7. Select and answer three security questions, which we’ll use if we ever need to verify your identity.
  8. You’ll receive a confirmation email, but can log in and begin viewing your account information.

Need help creating or managing your online account? Download printable instructions (PDF).

Add a passkey to your account

A passkey is a simple, effective way to securely access your account using information that’s unique to you—think of a fingerprint, facial recognition, or PIN. A passkey is an alternative to a password. 

Passkeys help improve the speed, security, and convenience of logging in to your account. Passkeys offer strong protection against phishing, and are better than passwords at protecting your phone, apps, and online access from others. To learn more about how to set up your passkey, view our page “Help with online access to your personal Principal account.” 

Annuities

View annuity contract details and potential additional forms

Log in to your Principal account to view your dashboard. Click on “Personal summary,” then the product box “Annuity.”

Manage or make changes to an annuity contract

For an annuity contract purchased through a financial professional, download:

Insurance claims

Submit a life insurance claim

Where your coverage comes from makes a difference when it comes to the forms you fill out. Choose the option below that best describes your situation.

Option 1: You have group life insurance through work.

For group life insurance policies, claims can be submitted via online beneficiary group life insurance claim form.

Additional forms:

If you wish to file a paper claim, after you click the link to open the form, click options and Download PDF to print a blank claim form and submit via:

Option 2: The individual life insurance policy was purchased through a financial professional.

To get started with your claim, complete, electronically sign, and submit the individual life insurance claim form (opens in AdobeSign).

If you wish to file a paper claim, after you click the link to open the form, click options and Download PDF to print a blank claim form. Then submit to us via:

Submit a disability insurance claim

Option 1: You have short-term or long-term disability coverage through work.

For group disability insurance claims for sickness, injury, pregnancy, or mental health conditions, first sign in to your principal.com account, then complete and submit your online disability claim form.

If you wish to file a paper claim, click the link below to open the form, click options and Download PDF to print a blank claim form.

The doctor can also complete their section of the online disability claim form or you can provide them the attending physician’s statement (opens in AdobeSign).

Submit printed forms via:

Option 2: You purchased your own individual disability coverage.

Simply download and complete the form(s) you need:

Submit a critical illness* claim

To file a critical illness* claim, first sign in to your Principal.com account, and navigate to the online claim form. You'll need to have your doctor complete the Critical Illness Claim Form Attending Physician's Statement (PDF) and upload this with your claim submission. Once submitted, you’ll also receive a special link to the employer portion of the claim form to send to your employer to complete.

If you wish to file a paper claim, open and complete the Critical Illness Claim Form (PDF). New York customers, open and complete the Specified disease claim form (PDF). Once you complete the required information, submit via email to SBDClaims@principal.com or via fax to 800-255-6609.

*Specified disease in New York

Submit an accident claim

To file an accident claim, first sign in to your Principal.com account, and navigate to the online claim form. You'll need to have your doctor complete the accident claim form (PDF) labeled “attending physician’s statement” and upload this with your claim submission. Once submitted, you’ll also receive a special link to the employer portion of the claim form to send to your employer to complete.

If you wish to file a paper claim, open and complete the accident claim form (PDF). Once you complete the required information, submit via email to SBDClaims@principal.com or via fax to 800-255-6609.

Submit a hospital indemnity claim

To file a hospital indemnity claim, first sign in to your principal.com account, then complete and submit the online claim form.

If you wish to file a paper claim, click this link to open the hospital indemnity claim form (PDF), then click options and Download PDF to print a blank claim form.

Submit printed forms via:

Submit a Paid Family and Medical Leave (PFML) claim

Insurance policy management

Mutual funds

Privacy

Retirement plans

Tax documents

Reach out

We can help.

Retirement plan participants: 800-547-7754
Life and disability insurance customers: 800-247-9988
Mutual fund clients: 800-222-5852

Annuity clients:
Deferred annuities: 800-852-4450
Income annuities: 866-321-9648

Assistance in Spanish: +1-800-243-1404
Assistance in Spanish online

Everyone else: 800-986-3343

Or send us an email.

Need help with insurance claims?

Find your most common questions answered online. Visit help with insurance.

* Specified disease in New York

The subject matter in this communication is educational only and provided with the understanding that Principal® is not rendering legal, accounting, investment, or tax advice. You should consult with appropriate counsel, financial professionals, and other advisors on all matters pertaining to legal, tax, investment, or accounting obligations and requirements.

Insurance products issued by Principal National Life Insurance Company (except in NY), Principal Life Insurance Company®, and the companies available through the Preferred Product Network, Inc. Annuities are issued by Principal Life Insurance Company. Plan administrative services provided through Principal Life. Securities offered through Principal Securities, Inc., member SIPC, and/or independent broker/dealers. Referenced companies are members of the Principal Financial Group®, Des Moines, IA 50392. 
Submit a wellness/health screening claim

To file a wellness/health screening claim under your critical illness, accident or hospital indemnity policy, first sign in to your principal.com account, then complete and submit the online claim form.

If you wish to file a paper claim, click this link to open the wellness/health screening claim form (PDF), then click options and Download PDF to print a blank claim form.

Submit printed forms via:

Check your dental or vision insurance claim status or review existing claim activity

For dental claims: Log in to view information on your dashboard.

For vision claims: Visit vsp.com. You’ll need to create an account using your member ID found on your ID card (don’t use your Social Security number).

Insurance policy management

Manage or make changes to an individual life insurance policy

Manage or make changes to a disability policy

For a disability policy purchased through a financial advisor, download:

Mutual funds

Manage a Principal Funds account

Submit completed forms to your financial professional or directly to Principal Funds.

Mail completed forms to: Principal Funds, P.O. Box 219971, Kansas City, MO 64121-9971
For overnight delivery: Principal Funds, 801 Pennsylvania Ave, Suite 219971, Kansas City, MO 64105-1307

Choose from the list of forms below.

403(b)(7) custodial agreement (PDF)For use with your existing Principal Funds 403(b)(7) account.

403(b)(7) distribution request (PDF)Request a distribution from a 403(b)(7) account.

Account application (PDF)Establish a non-retirement account (individual, transfer on death, joint, UTMA, or trust/corporation/partnership/other entity).

Automatic exchange election (PDF)Establish an automatic exchange of shares between funds in your account.

Automatic investment plan (PDF)Establish automatic investments into your Principal Funds account from your checking or savings account.

Beneficiary claim form (formerly the retirement plan beneficiary form) (PDF)Open a beneficiary IRA or take distributions from an existing beneficiary IRA.

Beneficiary designation (PDF)Add or change beneficiaries on your retirement account.

Beneficial owner certification form (PDF)Designate the beneficial owners and the control person on a legal entity account.

Change of dealer or financial professional (PDF)Update your broker/dealer and/or financial professional information on your account.

Check writing privileges for money market fund (PDF)Establish check-writing privileges on a new or existing money market fund in your non-retirement account.

Cost basis election form (PDF)Change the cost basis election on your existing non-qualified account.

Direct deposit authorization form (PDF)Establish a direct deposit plan to automatically deposit all or part of your paycheck, social security, or government agency payments, directly to your Principal Funds account.

Education savings account (ESA) application (PDF)Establish a Coverdell Education Savings Account.

ESA custodial agreement (IRS Form 5305-EA) (PDF)Review this document before establishing a Coverdell education savings account, and keep a copy for your records.

Education savings account (ESA) distribution (PDF)Request a distribution from a Coverdell education savings account.

Education savings account (ESA) transfer request (PDF)Transfer a Coverdell education savings account (ESA) from another institution to Principal Funds.

Electronic funds transfer (PDF)Add banking information to your account to facilitate electronic purchases and redemptions.

Interval Fund Principal Private Credit fund account application (PDF)
Establish a non-retirement account (trust/corporation/partnership/other entity) in the Principal Private Credit Fund.

Interval Fund Principal Real Asset fund account application (PDF)
Establish a non-retirement account (trust/corporation/partnership/other entity) in the Principal Real Asset Fund.

IRA 72(t) distribution (PDF)Establish 72(t) distributions from your Traditional IRA, Roth IRA, SIMPLE IRA, or SEP IRA.

IRA application (PDF)Establish a Traditional or Roth IRA account.

IRA distribution (PDF)Request a distribution, including required minimum distributions, from your Traditional IRA, Roth IRA, SIMPLE IRA, or SEP IRA account.

IRA plan document, custody agreement, & account disclosure statement (PDF)Review this document before establishing a Traditional IRA, Roth IRA, or SEP IRA, and keep it for your records.

IRA rollover statement (PDF)If you would like to roll over funds from a qualified plan or IRA (including those made payable to you) into a Principal Funds IRA, use this form.

IRA transfer/direct rollover request (PDF)For a trustee-to-trustee transfer/rollover of a Traditional IRA, Roth IRA, or Rollover IRA from another institution to Principal Funds.

Legal name change (PDF)Request a legal name change for your account.

Non-IRA transfer (PDF)Transfer a non-retirement certificate of deposit (CD), mutual fund, or other investment to Principal Funds.

Non-qualified redemption request (PDF)Request a one-time distribution from your non-retirement account.

Power of attorney affidavit (PDF)Establish a POA (power of attorney) or recertify an existing POA annually.

Principal funds employer plan—primary and secondary administrator assignment (PDF)Add or update the primary/secondary administrators on your sponsor service center plan.

Qualified plan application (PDF)Establish an investment-only employer-sponsored retirement plan, such as a 401(k), profit-sharing, or money purchase pension plan (for use by plan trustees).

Qualified plan enrollment (PDF)Enroll in your employer’s investment-only retirement plan, such as a 401(k), profit-sharing, or money purchase pension plan (for use by plan participants).

Registration change (PDF)Change the registration of your non-retirement account or transfer shares from your account to another non-retirement account with a different registration.

Required minimum distribution (RMD) request (PDF)Request a required minimum distribution from your traditional IRA, SIMPLE IRA, SEP IRA, or 403(b)(7) account.

Retirement plan beneficiary (now known as beneficiary claim form) (PDF)

Rights of accumulation (ROA)/statement of intent (SOI) (PDF)Notify us of accounts eligible for linking under rights of accumulation (ROA), or establish a statement of intent (SOI).

Roth IRA conversion application (PDF)Convert your Traditional IRA into a Roth IRA.

SEP IRA adoption agreement (PDF)Establish a SEP IRA plan (for use by employers).

SEP IRA application (PDF)Establish a SEP IRA account (for use by plan participants).

SEP IRA employer contribution (PDF)Submit initial employer contributions for participants in a SEP IRA (for use by employers).

SEP IRA transfer/direct rollover request (PDF)Transfer a SEP IRA (or roll over a qualified plan) from another institution to a SEP IRA with Principal Funds.

SIMPLE IRA adoption agreement (IRS form 5304-SIMPLE) (PDF)Establish a SIMPLE IRA plan (for use by employers).

SIMPLE IRA application (PDF)Establish a SIMPLE IRA account (for use by plan participants).

SIMPLE IRA custodial agreement (IRS Form 5305-SA) (PDF)Establish a SIMPLE IRA plan agreement between employer and employee.

SIMPLE IRA salary deferral agreement (PDF)Establish or amend salary deferral contributions to your SIMPLE IRA account.

SIMPLE IRA salary deferral contribution (PDF)Submit initial employer contributions for participants in a SIMPLE IRA plan (for use by employers).

SIMPLE IRA transfer request (PDF)Transfer a SIMPLE IRA from another institution to Principal Funds.

Systematic withdrawal plan (SWP) request (PDF)Establish systematic withdrawals from your Principal Funds non-retirement account to your checking or savings account.

Third party authorization form (authorization for release of records or information) (PDF)Form to authorize an individual to be listed as an authorized caller on a Principal Funds, Inc. account.

Transfer on death affidavit (PDF)Use this form to transfer ownership of an existing account registered as a transfer upon a death.

Transfer on death registration form (PDF)Establish a transfer on death (TOD) registration on a new or existing account.

Trust or business authorized trader form (PDF)Grant online account authorization on a trust or corporate account.

Trustee certification and indemnification (PDF)Use this form to certify trustees on a trust account.

Privacy

Restrict access to Private Health Information

Retirement plans

Review your retirement savings account balance or change your contributions

Log in to your account. On your dashboard, look for the “defined contribution” box on the left. Click the button “I want to …” and scroll to “View the full account.” Click on “Contributions,” then “Manage contributions.” You can adjust the dollar contribution and frequency, too.

Name or change beneficiaries for 401(k) or other retirement plans

Log in to your account. Once you’ve logged in, you’ll see a dashboard with all your accounts on one page. Each account’s beneficiaries must be updated separately. On a desktop computer, you can update your beneficiaries in one of two ways:

  1. On the left side of the dashboard, you’ll see a “card” for each account, such as “defined contribution.” In that card is a drop-down button that says “I want to.” Click on it and scroll to “View the full account.” You’ll be directed to a dashboard for that account. Then, click on “Overview” and scroll to “Beneficiaries.” You can add or change primary and contingent beneficiaries on this screen.
  2. On the left side of the dashboard, click on the name of the account, such as “defined contribution.” You’ll be directed to a dashboard for that account. Then, click on "Overview" and scroll to "Beneficiaries." You can add or change primary and contingent beneficiaries on this screen.
    If you are on the Principal® app: Once you’ve logged in, you’ll see a list of all your accounts. Click on the account to update. Then, on the top right corner, click the three horizontal lines; scroll to “Beneficiaries.” You can add or change primary and contingent beneficiaries on this screen. Remember: Each account’s beneficiaries must be updated separately.
Manage retirement savings distribution options
  • Your rollover options (PDF, 402f): Have questions about Rollover IRA rules? Get the basics about how to rollover, how much you can rollover, how rollovers can affect your taxes, and more.
  • Know your options (PDF): Typically there are four options when you are eligible to take money out of a former employer’s retirement plan, find out what the advantages and drawbacks are for each option.

Tax documents

Download tax documents

Do you have a Principal.com account? Great, you can log in and it takes just a couple of steps. First, click on “My profile” on the top right. Select “Manage delivery preferences,” and check the box for “Tax documents.” Click the “View terms (PDF)” button, select email notification, and select the email to send notifications. Your e-documents should be available the next day.

Are you a Principal funds account holder? Log in to Principal.com and select your Principal funds account. From “Account documents & history,” select “Statements & tax forms.” Click the “Tax forms” tab.

Don’t have a Principal.com account yet? No problem. To get started, view accounts.principal.com.

As you set up or update your account, we recommend using an email that you’ll have forever—not one associated with a work account.

Call us today!
1-800-CANT-WORK

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Let’s talk about your case

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Need Help with a Legal Issue? Your Questions Answered Right Here, Right Now

Our experienced attorneys at the Law Offices of Eric Shore can assist you with various legal matters. We can help you file for disability, pursue compensation, or resolve workplace disputes. Reach out for a consultation at our offices in Philadelphia or New Jersey today!

Need Help with a Legal Issue? Your Questions Answered Right Here - Right Now

Our experienced attorneys at the Law Offices of Eric Shore can assist you with various legal matters. We can help you file for disability, pursue compensation, or resolve workplace disputes. Reach out for a consultation at our offices in Philadelphia or New Jersey today!

GET MORE WITH SHORE

Call us today! 1-800-CANT-WORK