At the Law Offices of Eric A. Shore, we speak with people every day who are confused about how Social Security Disability really works. Misinformation can lead to delays, denials, and lost benefits. Below, we’re debunking some of the most common myths to help you protect your rights and make informed decisions about your claim.
Myth #1: I Don’t Need a Lawyer to Get Disability Benefits
Many people believe they can handle the process on their own—or that hiring a lawyer won’t make a difference. But Social Security law is complex, and the majority of people are denied at the initial level. Having legal representation can improve your chances significantly, especially during the appeals process. A good lawyer knows how to build your case, avoid common pitfalls, and present strong evidence.
Myth #2: If I’m Working at All, I Can’t Get Disability
This is mostly true in practice. While the Social Security Administration allows applicants to earn limited income (below the Substantial Gainful Activity limit, which is $1,550/month for non-blind individuals in 2024), working—even part-time—can damage your case. It may be used as evidence that you’re capable of working full time. This is especially true for SSI claims, where both income and resources are considered. Always talk to a lawyer before working or earning anything while applying.
Myth #3: If My Doctor Says I’m Disabled, I’ll Be Approved
A supportive doctor helps—but it’s not enough. Social Security uses a legal definition of disability that is different from a medical one. It requires that you be unable to perform any substantial gainful work due to a severe condition expected to last at least 12 months or result in death. Even if your doctor says you’re disabled, their opinion must be supported by objective medical evidence. We send a form for your provider to complete, but SSA looks at the full picture—including your work history, age, and functional limitations.
Myth #4: A Denial Means I Don’t Qualify
Not true. About 60–70% of initial claims are denied, but that doesn’t mean you don’t qualify. Most of our clients who are initially denied ultimately win benefits—especially with strong legal representation. Many people are approved during reconsideration or at a hearing. Don’t give up—appealing is often the key to winning.
Myth #5: You’ll Get Benefits Quickly
Disability is rarely a fast process. Even an initial decision can take several months. If a hearing is needed, it may take over a year from the time you first apply—though some cases move faster, and others slower. If you are approved, you may receive backpay dating to when you stopped working or filed your claim. Starting early and building a strong case from the beginning is your best advantage.
Myth #6: You Can’t Get Disability If You Haven’t Worked Recently
This depends on the type of benefit. SSDI (Social Security Disability Insurance) requires you to have worked and paid Social Security taxes recently enough to qualify. If you don’t meet that requirement, you may still be eligible for SSI, which is a needs-based program. The disability rules for both programs are the same, but the financial and work history requirements differ. We can help you figure out what you qualify for.
Need Help Applying or Appealing a Denial?
Disability claims are complex, but you don’t have to do it alone.
Call the Law Offices of Eric A. Shore at 1-800-CANT-WORK
or visit www.1800cantwork.com to schedule your free consultation today.
We fight for the benefits you’ve earned—because when you can’t work, we work for you.
Law Offices of Eric A. Shore
1500 John F Kennedy Blvd #1240, Philadelphia, PA 19102, United States