Yes, Social Security technically allows some work while you apply for disability. That does not mean it is safe. In many cases, it makes your claim harder to win.
I have helped tens of thousands of people with [Social Security disability cases](https://www.1800CANTWORK.com/social-security-disability/) in Pennsylvania, New Jersey, and throughout the country. At one point, we were one of the largest Social Security disability firms in the United States. I say that for one reason only.
Social Security uses work and work-like activity to deny claims every day.
What Is Substantial Gainful Activity (SGA)?
The legal rule focuses on [Substantial Gainful Activity](https://www.1800CANTWORK.com/social-security-disability/substantial-gainful-activity/), often called SGA.
Based on current Social Security projections for 2026, SGA is expected to be about **$1,690 per month** for non-blind individuals and about $2,830 per month for individuals who are legally blind. These numbers are not final until Social Security officially publishes them.
Staying below the SGA limit only means your claim is not automatically denied based on income alone.
It does not mean Social Security ignores your activity.
Why Working While Applying Is Risky
Social Security does not just look at pay stubs. It looks at behavior.
When someone [applies for disability](https://www.1800CANTWORK.com/social-security-disability/how-to-apply/), SSA evaluates what it believes the person can physically and mentally do on a sustained basis. That includes lifting, standing, walking, concentrating, remembering instructions, maintaining pace, showing up reliably, and handling responsibility.
Any activity that looks like work can be used to argue that you are capable of working.
Does Volunteer Work or Helping Family Hurt a Disability Claim?
These situations come up all the time.
Someone applying for disability may:
- Babysit a grandchild a few days a week
- Help a family member with errands or light tasks
- Volunteer at a church, school, or food pantry
- Do occasional gig work or informal side work
None of these activities automatically disqualify a disability claim.
But Social Security does not stop at whether you are paid.
If you babysit, SSA will argue that you can lift, stay alert, and handle responsibility for extended periods.
If you volunteer, SSA will argue that you can stand, walk, interact with others, and complete tasks.
If you help family or do side work, SSA will argue that you can follow instructions, maintain consistency, and function reliably.
Now compare that to an application where the person claims they cannot lift, cannot concentrate, cannot be reliable, or cannot sustain activity.
What Does Social Security Actually Look At When Evaluating Work Activity?
Social Security focuses on behavior, not just income.
That includes:
- What you do, not just what you earn
- Activity, not job titles
- Consistency and reliability, not good intentions
Volunteer work counts. Helping family counts. Babysitting counts. Trying to stay productive does not shield you from denial.
Bottom Line
You can legally work while applying for Social Security disability. That does not mean you should.
From decades of experience handling [disability cases nationwide](https://www.1800CANTWORK.com/locations/), I can say this plainly. Any work or work-like activity while applying will be viewed with skepticism and is often used to deny claims.
Understanding how Social Security actually evaluates disability matters far more than knowing what is technically allowed.
**Learn more about Social Security Disability benefits here:**
https://www.1800CANTWORK.com/social-security-disability
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Related Resources:
How to Apply for Social Security Disability – https://www.1800CANTWORK.com/social-security-disability/how-to-apply/
Understanding the Disability Appeals Process – https://www.1800CANTWORK.com/social-security-disability/appeals/
What to Expect at Your Disability Hearing – https://www.1800CANTWORK.com/social-security-disability/appeals/hearing/
Common Reasons Social Security Denies Claims – https://www.1800CANTWORK.com/social-security-disability/denied-claims/
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Need help with your Social Security Disability claim?
Call **1-800-CANT-WORK** or contact us online – https://www.1800CANTWORK.com/contact/ for a free consultation.
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