Does Homeowners Insurance Pay for Dog Bite Injuries?

Yes. In most cases it does.

If a dog bites you in Pennsylvania, the owner’s homeowners insurance may pay. That can include ER bills, lost pay if you miss work, and help with scars.

But not every insurance plan is the same. Some pay only a small amount. Others will not cover certain dog breeds at all. And many insurance companies try to pay as little as they can.

What breeds may not be covered?

Some insurance policies won’t pay if the bite came from what they call a “high risk” breed. This often includes:

  • Pit Bulls
  • Rottweilers
  • Dobermans
  • German Shepherds
  • Chows
  • Akitas
  • Mastiffs
  • Wolf mixes

They may also deny a claim if the dog bit someone before.

Where bites happen

We see dog bite cases all over. On front steps in South Philly. At parks in Fishtown. In apartment hallways in Center City. Even in quiet streets in Northeast Philly or Bucks County. We’ve helped people in Camden, Cherry Hill, and all around South Jersey too.

Why this matters for you

If you or your child was bitten, you deserve answers. You’re not making a fuss. You’re taking care of your health and your future.

Want to know if the owner’s insurance will pay? We can help.

📞 Call 1-800-CANT-WORK

No pressure. Just real help.

Proudly serving Philadelphia, South Jersey, and the nearby counties.

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